Greg Halloran

What Greg Covers

Cost math: APR, fees, interest and worked examples. Every cost figure in these guides is recomputed from the fee, the amount and the term, and every legal claim names the statute or the regulator behind it. Where the answer changes by state, the guide says so and links the state page rather than pretending one rule fits everyone.

Flash Cash Advance is a loan request service, not a lender, and it earns a referral fee when a request is matched. That is disclosed on every page and it has no bearing on what these guides say a fair offer looks like. No writer here ranks lenders, accepts payment for placement, or quotes approval rates.

Guides by Greg Halloran

• Payday Alternative Loans: $43.51 vs $450 to Borrow $500 for 3 MonthsPayday alternative loans from federal credit unions cap APR at 28% and application fees at $20. See what a $500 PAL costs next to a payday loan.Read the guideOctober 28, 2026What it is guidesWhat it costs guidesCredit and eligibility guidesApplying guidesPaying it back guidesYour rights guides
• Cash Advance Example: $300 Payday, $500 Credit Card, $100 App, Worked to the PennyThree cash advance examples, three answers. A $300 payday advance at $15 per $100 costs $45 for two weeks, so you repay $345 at 391% APR. A $500...Read the guideOctober 5, 2026What it is guidesWhat it costs guidesCredit and eligibility guidesApplying guidesPaying it back guidesYour rights guides
• Cash Advance Interest Rate: Why the "Fee" Is Interest, and What $100 Costs Under Every CapThere is no single cash advance interest rate. The price is set by the product you use and the state you live in. Three anchors: a credit card cash...Read the guideOctober 2, 2026What it is guidesWhat it costs guidesCredit and eligibility guidesApplying guidesPaying it back guidesYour rights guides
• Cash Advance Limits Explained: Why Your Cap Is $300 in One State and $1,000 in AnotherA cash advance limit is the most you can borrow on one product in one transaction, and there are three of them. The state statute sets the outer...Read the guideSeptember 5, 2026What it is guidesWhat it costs guidesCredit and eligibility guidesApplying guidesPaying it back guidesYour rights guides
• Cash Advance Fees Decoded: Per-$100 Fees, Card Fees, ATM Fees, and How They Become APRA cash advance fee is the flat charge you pay to borrow cash for a short time. The problem is that nobody quotes it in the same units. A...Read the guideJuly 29, 2026What it is guidesWhat it costs guidesCredit and eligibility guidesApplying guidesPaying it back guidesYour rights guides
• What Is Cash Advance APR? The Math Behind 391%Cash advance APR is a flat fee restated as a yearly rate. Take the fee, divide by the amount borrowed, multiply by 365, divide by the number of...Read the guideJuly 20, 2026What it is guidesWhat it costs guidesCredit and eligibility guidesApplying guidesPaying it back guidesYour rights guides

Corrections

If a figure or a citation is wrong, send the page address and the source you believe is correct through the contact form. Corrections are made on the page itself.

Meet the rest of the team on the writers page.