Payday Loans and Cash Advance in Hollywood, Los Angeles
Legal, capped at $300 and a 15% fee in California. What a short month looks like in Hollywood, the rules that apply, free help close by, and how to request a cash advance online from anywhere in Los Angeles.
Nearly every household in Hollywood rents. The tourists on Hollywood Boulevard walk past people who work the hotels, restaurants, bars, security desks and studio lots nearby, and Paramount Pictures still runs its lot on Melrose Avenue. Production, post-production and late-night service jobs keep the neighborhood working around the clock.
Tips and shift pay can swing from week to week, while rent comes due on the first either way. A $500 gap here is often the rest of the rent, a phone bill, or a car repair for anyone who works where the B Line does not go. California keeps payday loans to a $300 check, which means $255 in cash after a $45 fee, for up to 31 days.
Hollywood at a Glance
Hollywood runs from La Brea Avenue east to Western Avenue and from Hollywood Boulevard and Franklin Avenue south to Melrose Avenue, with the Hollywood Hills above it and West Hollywood to the west. Hollywood Boulevard, Sunset Boulevard, Santa Monica Boulevard, Vine Street and Highland Avenue carry the shops, studios, offices and bus lines.
- ZIP codes: 90028, 90038
- Main corridors: Hollywood Boulevard, Sunset Boulevard, Santa Monica Boulevard, Vine Street, Highland Avenue
- Transit: LA Metro's B Line stops at Hollywood/Highland, Hollywood/Vine and Hollywood/Western, Metro lines 2, 4, 10/48, 180, 207, 210, 212 and 217 cross the neighborhood on Sunset, Santa Monica, Melrose, Hollywood Boulevard, Western, Vine, La Brea and Fairfax, and LADOT runs DASH Hollywood and DASH Hollywood/Wilshire.
- City page: Los Angeles cash advance rules, Census figures and ordinance
Hollywood on the Map
How a Request Works from Hollywood
There is no branch to visit. The form on this page goes to lenders licensed for California, takes about five minutes, and places no hard inquiry on your credit report. Any offer shows the amount, fee, APR and due date before you sign; funds usually arrive the next business day.
What It Costs Under California Law
| Rule | CA |
|---|---|
| Maximum amount | $300 face value of the check, including the fee (Fin. Code 23035), so $255 in cash at the maximum fee |
| Maximum fee per $100 | 15% of the face amount of the check, $15 per $100 (Fin. Code 23036); returned check fee capped at $15 |
| Maximum term | 31 days (Fin. Code 23035) |
| $255 for 14 days | $45 fee, 460% APR |
The full law, the regulator's phone number and the statute citations are on the California page.
Free Help Near Hollywood
The Frances Howard Goldwyn Hollywood Regional Branch Library, 1623 Ivar Ave., has free public computers, Wi-Fi and wireless printing. The city's FamilySource Center for Hollywood is P.F. Bresee Foundation, 184 Bimini Pl., which can offer financial coaching, credit building and free tax preparation to low-income city residents who bring proof of address and income.
- 2-1-1 LA: Free 24-hour referral line for Los Angeles County covering rent assistance, utility bills, food, shelter and landlord-tenant help; toll-free 800-339-6993. Call 211 or visit 211la.org.
- PACE Energy: LIHEAP utility bill payment assistance and free weatherization for income-qualified Los Angeles households; the local LIHEAP provider for the city per the state portal. Call (213) 353-3982 or visit pacela.org.
- California Department of Community Services and Development: Statewide energy bill assistance line that points you to the LIHEAP provider for your address. Call (866) 675-6623 or visit csd.ca.gov/energybills.
- National Foundation for Credit Counseling: Locator line for nonprofit credit counseling agencies that offer free budget reviews and debt management plans. Call 877-360-6322 or visit nfcc.org.
Frequently Asked Questions
Is there a payday loan limit in Hollywood, Los Angeles?
Yes, and California sets it, not the city. In Hollywood, as anywhere in Los Angeles, a licensed lender can hold a check of up to $300 and charge up to 15 percent, or $45, for a term of up to 31 days. You receive $255 at most.
Can I get a cash advance in Hollywood if I work for tips?
Some lenders accept tip and shift income if it shows up in your bank deposits. Whether you apply from Hollywood or elsewhere in Los Angeles, California rules still apply: one $300 check, a $45 fee cap, 31 days maximum. Budget for the full $300 leaving your account on the due date.
What happens if my check bounces on a Hollywood payday loan?
The lender can charge one returned check fee of no more than $15, and California law bars it from threatening criminal prosecution. Rollovers are banned, but an extension or payment plan must be free. Borrowers in Hollywood and the rest of Los Angeles can file complaints with the DFPI.
Other Los Angeles Neighborhoods
Highland Park North Hollywood Van Nuys Wilmington All of Los Angeles
