Cash Advance Near 4900 California Avenue, Bakersfield
Legal, capped at $300 and a 15% fee in California. Our Bakersfield address, the area around it, the rules that protect you, free help close by, and the five-minute online request.
FlashCashAdvance, Bakersfield
4900 California Avenue, West Park Community, 2nd Floor
Bakersfield, CA 93309
Apply online from anywhere in Bakersfield in about five minutes. Approved funds go straight to your bank account, usually by the next business day.
4900 California Avenue is Cal Twin Towers, two four-story office buildings on the north side of California Avenue at Marella Way, set back from the street behind their parking lots. It sits at the edge of the Financial District, the cluster of regional offices around California Avenue and Mohawk Street. The Bakersfield Californian moved its office to the first floor here in March 2025. Highway 58 runs just east of the complex, and GET Route 21 stops on California Avenue beside it.
Office staff, hotel crews from the Four Points and shift workers at the rehabilitation hospital on Commerce Drive all share this stretch. When a month runs short, it is often a timing problem: rent due on the 1st, payday a few days later. Requests are made online from anywhere in Bakersfield, including your desk.
Finding 4900 California Avenue
Cal Twin Towers is an office complex on the north side of California Avenue at Marella Way, ZIP code 93309. The closest freeway exit is Mohawk Street on Highway 58, the Westside Parkway, northwest of the complex. The nearest bus stop is California and Easton on GET Route 21, just east along California Avenue.
- Neighborhood: Southwest Bakersfield
- Nearby: The Bakersfield Californian office, first floor of the same complex; Encompass Health Rehabilitation Hospital, 5001 Commerce Drive, just north; Four Points by Sheraton Bakersfield, 5101 California Avenue, a short walk south; Financial District at California Avenue and Mohawk Street, to the southwest
- Transit: Golden Empire Transit (GET) Route 21 (CSUB/Bakersfield College) stops at California and Easton, just east of the complex, and Routes 43 and 47 stop on Office Park Drive at the Social Security office, a short walk west.
- City page: Bakersfield cash advance rules, Census figures and ordinance
4900 California Avenue on the Map
How to Apply Online from Bakersfield
Use the Apply Online button or the form on this page. It goes to lenders licensed for California, takes about five minutes, and places no hard inquiry on your credit report. Any offer shows the amount, fee, APR and due date before you sign; funds usually arrive the next business day.
What It Costs Under California Law
| Rule | CA |
|---|---|
| Maximum amount | $300 face value of the check, including the fee (Fin. Code 23035), so $255 in cash at the maximum fee |
| Maximum fee per $100 | 15% of the face amount of the check, $15 per $100 (Fin. Code 23036); returned check fee capped at $15 |
| Maximum term | 31 days (Fin. Code 23035) |
| $255 for 14 days | $45 fee, 460% APR |
The full law, the regulator's phone number and the statute citations are on the California page.
Free Help Near 4900 California Avenue
Golden 1 Credit Union's Bakersfield Branch is at 4106 California Avenue, Suite 1, east along the same street. Members can ask there about a small personal loan and compare it with a cash advance. For rent, food or PG&E help, the Bakersfield lines on this page, starting with 2-1-1 Kern County, cover this part of town.
- 2-1-1 Kern County: Free 24-hour referral line operated by Community Action Partnership of Kern for rent, utility, food and housing help; toll-free 800-273-2275. Call 211 or visit capk.org/211kerncounty.
- CAPK Energy Program (HEAP): LIHEAP utility bill assistance and free weatherization for Kern County households; intake through 2-1-1 or the main office at 300 19th Street, Bakersfield. Call 211 or visit capk.org/energy.
- Community Action Partnership of Kern: Kern County's Community Action Agency: food bank, WIC, Head Start, family resource centers, free VITA tax preparation and housing navigation. Call (661) 336-5236 or visit capk.org.
- California Department of Community Services and Development: Statewide energy bill assistance line that points you to the LIHEAP provider for your address. Call (866) 675-6623 or visit csd.ca.gov/energybills.
- National Foundation for Credit Counseling: Locator line for nonprofit credit counseling agencies that offer free budget reviews and debt management plans. Call 877-360-6322 or visit nfcc.org.
Frequently Asked Questions
Do I need to visit 4900 California Avenue to apply?
No visit needed. You send your request online from anywhere in Bakersfield, whether that is an office on California Avenue or your kitchen table, and the form takes a few minutes. Many lenders decide within minutes, and approved funds go by direct deposit to your bank account, usually by the next business day.
What does a $300 cash advance cost in Bakersfield?
The fee tops out at $45, 15 percent of a $300 check, so you receive $255 and repay $300 on the due date, up to 31 days later. Those limits come from the California Deferred Deposit Transaction Law and apply the same way in Southwest Bakersfield as everywhere else in the state.
Who licenses the lenders that serve this part of Bakersfield?
The Department of Financial Protection and Innovation licenses every payday lender serving California Avenue and the rest of the state. Check a license on the DFPI website before accepting an offer. If you need more time, a licensed lender may extend the due date or set up a payment plan at no extra fee.
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